Attention homeowners in Memphis and Shelby County: Need an appraisal?

The top reasons TN homeowners hire Real Estate Appraisal Professionals, Inc. :

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Shelby county's assessment of your propertyworth
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a TN divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate in Shelby county or TN

Do you own a house in or near Memphis? Do you need help deciding the price of your real estate?
Contact Real Estate Appraisal Professionals, Inc. .

We at Real Estate Appraisal Professionals, Inc. understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Real Estate Appraisal Professionals, Inc. is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An appraisal from Real Estate Appraisal Professionals, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? An appraiser from Real Estate Appraisal Professionals, Inc. can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.